Forget signatures, banks and hassles. With the EmployeeEdge Discover® prepaid card, there’s no need to make a special trip just to pick up or cash your check. Deposit your pay directly to the card and use it just like cash, at the ATM, to pay bills or shop online. No overdraft or check-cashing fees to worry about. And no credit check required for approval. You’ll even earn cash back at participating retailers.
Your Money, When You Want It
- Use your card anywhere that accepts Discover
- Take out cash at an ATM
- Refill your account automatically with no-fee direct deposit
Save on Fees
- No-fee direct deposit
- No sign-up or activation fee
- Low maintenance fee—just $2.95 per month
- No minimum balance or overdraft fees
Service and Support
- Track your spending with text/SMS or email alerts. Standard text messaging rates may apply.
- Your deposits are FDIC-insured to at least $250,000 and your card has fraud protection built in
Cash Rewards
- Every time you use your EmployeeEdge card at your favorite stores, you’ll get up to 7% cash back on your card. View the detailed terms and conditions.
Most Frequently Used Services
Our goal is to help you keep more of your hard-earned money, so we’ve designed the EmployeeEdge card to have minimal fees for common services.
Service
|
Description
|
Fee (USD)
|
| Activation |
Open a new card |
No fee |
| Direct Deposit |
Deposit pay directly to the card - from one or more employers |
No fee |
| Bank Transfer |
Transfer money from a bank account to your card. Bank may charge fee. |
No fee |
| Cash Load |
Load cash to your card at Western Union locations. Western Union fees apply |
No fee |
| Monthly Maintenance Fee |
Automatically deducted from your account each month. |
$2.95 |
| Domestic ATM Cash Withdrawal Fee |
Withdraw cash and check your balance at just about any ATM in the U.S. You will be charged a fee for all ATM transactions. To avoid fees from the ATM owner, use MoneyPass® surcharge-free ATMs.* |
$1.95 |
| Replacement Card Fee |
Per card; when card is reissued or replaced for any reason |
$3.95 |
| Bill Payment - Electronic |
Pay bills online. Fees apply to each electronic transaction. |
$0.75 |
View the cardholder agreement for a full schedule of fees and other terms and conditions.
*If you use an ATM outside the MoneyPass network, you may be charged an additional fee by the ATM operator even if you do not complete a withdrawal. This additional ATM fee is a third party fee amount assessed by the individual ATM operator and will be charged to your Card.
Discover® and the Discover acceptance mark are service marks used by The Bancorp Bank under license from Discover Financial Services.
This card is issued by The Bancorp Bank; Member FDIC.
Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means to you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time.
